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FAQ – CAR ACCIDENT ADVICE

Why should I not just call my insurance company if I am involved in a non-fault accident? You can claim from the at-fault driver’s insurance, why use your own?

If you’re only Third-Party covered you have to pay for everything

You will have to pay your policy excess

Your comprehensive policy is likely to only cover you for use of a small courtesy car

If your vehicle is a write-off you would not normally get a car at all

What if my car is a write-off?

In a non-fault accident, if you have a need for a temporary replacement vehicle similar to your own; you are entitled to like for like courtesy hire vehicle. The cost of the courtesy hire car is recoverable from the at-fault parties insurance company until your vehicle is repaired or write off value settled.

Frequently Asked Questions

In the event the accident was not your fault, we do not charge our customers for our service. The cost of the hire car is covered by the at-fault driver’s insurance company and standard ABI hire rates.
Before offering our service to a customer we carry out detailed pre-service suitability checks to ensure our service is correct for the customers. This entails not only liability assessment, but the third party (at-fault drivers insurance company) checks to ensure the accident is reported, the third party had the correct insurance cover, the correct driver was in control of the vehicle at the time of the accident, together with numerous other checks to ensure our service is suitable for our customer.

We will require your details of the vehicle owner and any named drivers needed to be added to the temporary hire car.

We require the name and registration number of the at-fault driver together with the accident circumstances, accident location, date and time.

Any additional information is often of use such as vehicle damage or accident location pictures, police details and incident reference numbers. Any available witnesses.

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The cost of the vehicle we supply you with will be recovered by us, on your behalf, from the fault drivers insurers.

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Yes, we can still help you. The Motorists Insurer Bureau (MIB), is an organisation that exists to compensate any innocent party who has been involved in an accident with an uninsured driver in the UK. We can assist you or contact the MIB directly, they provide a very efficient helpful service.

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We can normally assist anybody from age 17 plus that holds a full drivers licence; in exceptional circumstances, we may need to arrange specialist insurance cover for high-risk drives.

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We have an extensive fleet of vehicles from hatchbacks and saloons to prestige and high-performance vehicles. These include petrol, diesel, hybrid and now fully electric vehicles.

We provide a like for like service and give customers the choice of a hire car from different manufacturers to ensure you are happy with the vehicle provided.

Hire cars types are always confirmed before delivery

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If your car is repairable then until the repairs are complete or in the event of it being a write-off. We provide the vehicle whilst it is required and in the case of a write off until you have received the funds to replace your vehicle.

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Our service extends to cover all of mainland UK. Do I have to do anything whilst the claim is ongoing? We simply ask that you co-operate with us and the insurers to help avoid any un-necessary delays. Leave the rest to us; we will keep you fully updated at every stage on the progress of your claim.

 

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Should You Have Any Questions Contact Our Team

Our post-accident hire car service team are available 24 hours a day. They will be happy to answer any questions that you may have in relation to courtesy cars and hire cars after non fault car accidents.
The team will also be happy to assist you with information about vehicle damage claims.
Please call a member of the team for assistance.

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